
Liz Bloomfield
Mortgages
It is easy to become totally confused. Don’t just opt for the product offering the lowest headline rate of interest. Lenders are in competition with each other for your valuable business. They are therefore willing to offer incentives to entice you, but be careful. Booking and arrangement fees, higher lending charges, lock-ins, early repayment charge and conditional insurances, May be added. The products may not be as attractive as you might have first thought.
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First Time Buyers
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Re-Mortgages
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Buy to Let Mortgages
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Levels of borrowing
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Decision in principle
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Different Mortgages Products
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Capital & Interest (Repayment Mortgages)
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Interest Only Mortgages
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Endowment Mortgages
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Fixed Rates
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Discounted Rates
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Variable Rates
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Flexible Mortgages
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Lender Charges / Fees / Incentives
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Buy to Let property as an Investment
Independent Mortgage Advisors will provide you with access to the latest mortgages (including many that aren't available through High Street lenders).
We hope you find this section informative. Langtons can provide you with clear and concise descriptions of each mortgage product and offer detailed recommendations in order to find the most suitable Mortgage product to meet your requirements and avoid any unexpected problems.
If you require further information on the items relating to Mortgages or have any queries please use our contact page or e-mail: enquiries@langtons.co.uk
Langtons offer truely Independent Mortgage Advice within the Southwest with advisers located throughout Dorset, Devon, Cornwall and Somerset.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Broker Fees may be payable for mortgage advice. These would typically be 0.35% of the loan we arrange for you. However, we will discuss your payment options with you and confirm the actual amount payable before we begin to provide our services.








