Protection

All of us will require protection of some sort in our lives to protect the things we value most. 

• Family
• Home
• Income
• Health
• Business

We are not immortal or invincible but we seem to bury our heads in the sand! It seems the older we get the more responsibility we take on but we can tend to become more irresponsible in our own affairs. Imagine if you were unable to work – how will you pay the mortgage, the bills, your weekly shop, your child’s university fees, will you lose the house? Worse still – what if you die! Could your family afford to keep the house and retain the same standard of living? Who will continue to pay for your children to finish their education, who will bring up your children? 

Government provision is not as much as you might like to think. The only sure way to protect yourself and the things you value most is to take responsibility yourself. An Independent Financial Adviser can find you the best protection plan available to suit your circumstances at a price you can afford. 

The following is an overview of the areas that we can provide guidance, information and advice on.

• Covering a Parents unpaid work
• Income Protection
• Mortgage payment protection
• Health Assurance
• Private Medical Insurance
• Life Assurance
• Term Assurance
• Pension Term Assurance
• Decreasing Term Assurance
• Critical Illness Cover
• Reviewing existing policy premiums
• Policy Underwriting issues
• Shareholder protection
• Key Man Cover
• Long Term Care Cover

Langtons offer truely Independent personal finance advice within the Southwest with advisers throughout Dorset,  Devon, Cornwall and Somerset.

We hope you find this section informative. If you require further information on the items relating to Protection or have any queries please use our contact page or e-mail: enquiries@langtons.co.uk