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Releasing Equity
“Asset rich but cash poor? Many people are now using the value of their home to produce an income or lump sum. The plans and rates available vary, make sure you seek Independent advice to explore all your options before committing to one plan.”
Liz Bloomfield

Releasing Equity

An increasing number of people are considering releasing equity from their property as a solution to being asset rich and income or cash poor. You can hardly open a Sunday paper without seeing an advertisement from one of the many providers. 

There is no doubt that releasing equity is attractive to many people. The historically high value of property can make releasing equity a viable solution. 

 

This section of our website looks at the following

Options for Releasing Equity from your property

  • Lifetime Mortgages (Formerly Equity Release)
  • Roll-Up schemes
  • Home Reversion Schemes
  • Releasing a capital lump sum from your property
  • Releasing regular income from your property
  • Low cost retirement homes
  • Releasing equity to purchase property abroad
  • Investing lump sum for regular income
  • Diversity of options
  • Releasing Equity to mitigate Inheritance Tax

Releasing Equity from your property is not a decision that should be taken lightly. There are now many schemes available offered by many different lenders, each having their own unique features. It is therefore vital that you seek Independent Financial Advice before proceeding. An IFA will research all the schemes available to ensure that the one selected meets your needs. 

Existing Equity Release Plan Reviews

  • Plan Switches to achieve lower interest rates. 
  • Review of Investments to provide income or capital growth.

We hope you find this section informative.

If you require further information on the items relating to releasing equity from you property or have any queries please use our contact page or e-mail: enquiries@langtons.co.uk

Langtons offer truely Independent personal finance advice within the Southwest with advisers throughout Dorset, Devon, Cornwall and Somerset.

To Fully Understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration.

Broker Fees may be payable for mortgage advice.  These would typically be 0.35% of the loan we arrange for you.  However, we will discuss your payment options with you and confirm the actual amount payable before we begin to provide our services.